A classic party dip with a striking sour cream spiderweb piped over vibrant red salsa.
1. Mash the avocados with lime juice, garlic, cumin, and salt in a bowl until mostly smooth with some texture; set aside.
2. Stir taco seasoning into half the sour cream until fully combined; spread the refried beans in an even layer across the bottom of a wide ceramic or glass serving dish.
3. Layer in this order: seasoned sour cream, guacamole, black beans, shredded cheese, then pico de gallo, pressing each layer gently to the edges so all layers are visible from the side.
4. Spoon the chunky red salsa evenly over the top as the final visible layer, then top with black olives, green onions, and jalapeño slices.
5. Fill a piping bag or zip-lock bag with the remaining plain sour cream; pipe concentric circles over the salsa, then drag a toothpick from the center outward at regular intervals to create a spiderweb pattern.
6. Refrigerate for at least 30 minutes before serving to allow the layers to set; serve with tortilla chips.
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